Our Holistic Approach

Akamai Advisors uses a team approach in order to deliver an array of services. Our holistic methodology gives you the comfort and peace of mind of knowing your trusted professionals are on the same page.

Our holistic approach offers congruence between monetary objectives and individual principles, furnishing a customized plan that mirrors a person’s own situation and ambitions.

The Five Pillars of Holistic Wealth Management

1. Financial Planning & Advisory

This is the foundation of wealth management. It involves assessing your current financial situation, setting goals, and creating a roadmap to achieve those goals. It considers various aspects like cash flow planning, savings and investing, as well as retirement income distribution planning. Our holistic planning process, The Bucket Plan®, involves a range of services aimed at helping you strategize and prioritize your goals for growing and protecting your wealth, as well as addressing other financial aspects of life along the way.

2. Asset Management

We recognize that managing significantly more assets requires an informed and disciplined approach. Our expert staff thoughtfully helps you construct a tax-efficient investment portfolio tailored to your risk tolerance, time horizon, and preferences. Our team analyzes different investment options, helps customize your portfolio, and regularly monitors and adjusts it to optimize returns while managing risks. In addition, we look beyond the traditional stock market to focus on helping you manage all the assets in your financial life, from real estate to private equity and everything in between.

3. Tax Management

It’s not about what you make, it’s about what you keep, and taxes can take a big bite out of your total wealth if left unmanaged. Our approach to taxes is three-fold: tax planning, tax management, and tax preparation. Tax planning is the blueprint to how we save you money on taxes.

4. Protection Planning

Our approach involves assessing and mitigating risks that could affect your financial well-being. This includes having appropriate insurance coverage (such as life, health, long-term care, and disability) to protect against unforeseen events and potential financial losses. Protection planning also involves strategies to safeguard your wealth from potential risks, such as economic downturns, market volatility, or legal liabilities. This may include diversifying investments, setting up asset protection trusts, and employing risk management strategies.

5. Legacy Planning

Preserving your legacy and efficiently passing on your wealth to who you choose is a top priority, especially for those with considerable wealth. This involves organizing and managing your assets to ensure their efficient transfer to your beneficiaries after your death. We believe estate planning exists to answer three simple questions upon can work with your estate planning attorney to help, who is in charge and what are the rules? Our team works with top estate planning attorneys to help create wills, trusts, and other documents to protect your assets, minimize taxes, and ensure your wishes are carried out.

6. Medicare Planning

Preserving your legacy and efficiently passing on your wealth to who you choose is a top priority, especially for those with considerable wealth. This involves organizing and managing your assets to ensure their efficient transfer to your beneficiaries after your death. We believe estate planning exists to answer three simple questions upon our passing: Where does our money go, who is in charge and what are the rules? Our team works with top estate planning attorneys to help create wills, trusts, and other documents to protect your assets, minimize taxes, and ensure your wishes are carried out.

1. Retirement Planning

Retirement can feel both exciting and sometimes daunting. This is a critical time to re-evaluate your plan and consider Social Security and/or pension distribution options, other income needs, and risk exposure to taxes, healthcare and inflation. Our approach brings specialists in all these areas together to deliver a coordinated and holistic solution. We make retirement planning fun for you!

2. Risk Management

Covering risk is a big deal! People often don’t realize their true risk exposure until it’s too late. Longevity risk, inflation risk, sequence of returns risk, interest rate risk, liquidity risk, market risk, opportunity risk, and tax risk should all be considered. Risk also lies outside your portfolio in the form of litigation, loss of income due to a health-event, a permanent disability, a long-term care situation, or even death. Our team approach calls on specialists with both an investment and insurance background to deliver a coordinated protection plan comprised of strategies that make sense for your specific risk tolerance level. Take this quiz to gauge your risk tolerance.

3. Life Insurance

We find most people and even some advisors don’t fully understand the scope of benefits Life Insurance can deliver in a portfolio. When utilized and managed properly, it can be one of the most powerful tools for your estate and tax-free income planning. Today, life insurance offers living benefits to protect against other risks related to health or end of life expenses. Contact us today for a complimentary life insurance review to determine the strength of your existing policies or to see what life insurance can do for you and your beneficiaries.

4. Tax Planning

Most of our clients agree they don’t want the government to be their primary beneficiary. Due to recent changes in legislation and the tax code, it is important to strategize potential scenarios that have you paying less in taxes and more to the beneficiaries you care most abou

5. Financial Planning

Financial planning cannot be effective without considering all aspects of your finances as one cohesive, ever-evolving machine. We strive to ensure that all the elements are working together to optimize your financial future.

6. Home & Auto

7. Medicare Planning

You paid Medicare taxes and now it’s time to reap the benefits! We have a wealth of experience and can advise on whether to remain on your employer sponsored plan, help determine if you should enroll in Part B, and help you decide what supplemental coverage is best for you.

8. Business Services

We specialize in Buy/Sell agreements, Key Person insurance, Business Succession Planning and more. We offer lunch & learns to help employees understand the benefits available to them and other financial topic of interest.

9. Employee Benefits

We help employers deliver a full menu of benefit offerings to include Group Medical, Dental, Vision, Life, Disability, Retirement plans and more. We also assist employees manage their internal 401k investments.

Our Team of Specialists Work Together to Make Sure Your Needs are Met!

Convenient, Efficient & Coordinated Approach

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